Joseph Geilfuss

In a competitive market, preparation is key. Once you are pre-approved for a mortgage, finding the right property can take anywhere from a few weeks to a few months. However, once your offer is accepted, the escrow process in California typically takes 21 to 30 days. For example, my clients frequently secure condos in high-demand areas like Mission Bay within three weeks of starting their search.

Before touring homes, you need a clear financial picture. Your first step is to get pre-approved for a mortgage by a local lender. This determines your budget, shows sellers you are a serious buyer, and allows us to move quickly when you find a property you love. My background as an educator means I will walk you through this entire preparation process so there are no surprises.

While San Diego is a highly competitive market, first-time buyers absolutely can and do win. The secret is having an experienced, responsive REALTOR® who understands local market trends and neighborhood dynamics. I help first-time buyers structure strong, appealing offers and use an analytical approach to identify properties that offer great value.

When you buy a home in California, the real estate commissions have historically been paid by the seller out of the proceeds of the sale. Recent industry changes mean commission structures can be negotiated, but we will discuss all costs and agreements transparently before we begin looking at homes, ensuring you are comfortable with every step.

Buying a home is one of the biggest financial decisions you will make. I draw on my previous experience as a Doctor of Physiotherapy and an educator to bring a calm, analytical, and problem-solving mindset to the process. I focus on clear, consistent communication, ensuring my clients are informed, educated, and comfortable with every decision, no matter how big or small.